What I do

  1. Build the whole product

    You have an idea, or a prototype that has outgrown its first version, and no engineering team yet. I take it from the first screen to a release in the app stores: the mobile app, the web app, the backend and the admin your team will run it from.

    Proof Kekeh MacPayLteGrowingGift

  2. Lead or join your team

    Your team needs a senior engineer now, or someone to lead engineering while you hire. I join as a senior or lead engineer, or as a fractional CTO, and work inside the way your team already ships.

    Proof RBL, as lead engineerFetch Agent Co-founder & CTO at Pavex

  3. Fix, rescue or migrate

    Payments that fail quietly, balances that drift, a stack that slows every release, or a move off a legacy system with live users. I find what is actually breaking, fix it, and migrate without taking you down.

    Proof The RBL migrationThe SusuPaa ledgerVoltax, my open-source payments SDK

Capabilities

Mobile
Expo / React Native
Web
React, Next.js, SvelteKit, TanStack
Backend
Go, NestJS, Node, FastAPI
Payments & fintech
Ledgers, MoMo, KYC
Infra
AWS, GCP, Docker
AI
Agents, LLM guardrails

How I work

  1. One person, the whole product.

    You talk to the person writing the code, from the first sketch to the release.

  2. Money-grade by default.

    I build every feature as if a mistake in it would cost someone real money.

  3. Shipped, not slideware.

    You get working software in your hands early, not a deck about what is coming.

  4. Plain updates, every week.

    Each week you hear what is done, what is next and what is in the way, in plain language.

  5. You own everything I build.

    The code, the accounts and the infrastructure are yours from day one.

Engagements

  • Fixed-scope build A defined product, a defined price, delivered end to end.
  • Weekly-billed work For when the scope will move: you pay for each week I work, and can stop any week.
  • Monthly retainer A senior engineer on call for your team, without a full-time hire.
  • Architecture review A fixed-scope, one-week review of your payment flows, ledger and failure handling, with a written report and prioritised fixes.

I work remotely from Accra (GMT), with overlap for European and US East Coast hours.

Start with a call

Book a 15-minute call

Or email emmanuel@noelzappy.com with a few lines about what you need built or what is breaking.

Prefer to write it down? Tell me what's breaking and I'll reply within one working day.