I design and build software products end to end: mobile apps, web platforms and the backends behind them. I'm best at the ones that move money, and I work with startups and businesses in three ways.
What I do
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Build the whole product
You have an idea, or a prototype that has outgrown its first version, and no engineering team yet. I take it from the first screen to a release in the app stores: the mobile app, the web app, the backend and the admin your team will run it from.
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Lead or join your team
Your team needs a senior engineer now, or someone to lead engineering while you hire. I join as a senior or lead engineer, or as a fractional CTO, and work inside the way your team already ships.
Proof RBL, as lead engineerFetch Agent Co-founder & CTO at Pavex
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Fix, rescue or migrate
Payments that fail quietly, balances that drift, a stack that slows every release, or a move off a legacy system with live users. I find what is actually breaking, fix it, and migrate without taking you down.
Proof The RBL migrationThe SusuPaa ledgerVoltax, my open-source payments SDK
Capabilities
- Mobile
- Expo / React Native
- Web
- React, Next.js, SvelteKit, TanStack
- Backend
- Go, NestJS, Node, FastAPI
- Payments & fintech
- Ledgers, MoMo, KYC
- Infra
- AWS, GCP, Docker
- AI
- Agents, LLM guardrails
How I work
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One person, the whole product.
You talk to the person writing the code, from the first sketch to the release.
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Money-grade by default.
I build every feature as if a mistake in it would cost someone real money.
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Shipped, not slideware.
You get working software in your hands early, not a deck about what is coming.
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Plain updates, every week.
Each week you hear what is done, what is next and what is in the way, in plain language.
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You own everything I build.
The code, the accounts and the infrastructure are yours from day one.
Engagements
- Fixed-scope build A defined product, a defined price, delivered end to end.
- Weekly-billed work For when the scope will move: you pay for each week I work, and can stop any week.
- Monthly retainer A senior engineer on call for your team, without a full-time hire.
- Architecture review A fixed-scope, one-week review of your payment flows, ledger and failure handling, with a written report and prioritised fixes.
I work remotely from Accra (GMT), with overlap for European and US East Coast hours.
Start with a call
Or email emmanuel@noelzappy.com with a few lines about what you need built or what is breaking.
Prefer to write it down? Tell me what's breaking and I'll reply within one working day.